Challenges to Privatizing Flood Insurance

Giovanna Dasilva The National Flood Insurance Program (NFIP), implemented in 1968 to address a market failure in the flood insurance sector, has been the subject of scrutiny following hurricanes Harvey and Irma. Increasing the scope of the private sector has often been cited as a potential solution to the NFIP’s pitfalls. However, there are challenges … Continue reading Challenges to Privatizing Flood Insurance

After this Hurricane Season, We Need to Rethink Flood Insurance

Giovanna Dasilva With the national spotlight on flooding caused by hurricanes Harvey and Irma, the National Flood Insurance Program (NFIP) has come under scrutiny. The federal program primarily focuses on offering flood insurance coverage and reducing the impact of flood damage.   The NFIP was established in 1968 to counteract a market failure on the … Continue reading After this Hurricane Season, We Need to Rethink Flood Insurance

Some Regulations Hinder Storm Recovery

By Chad Thomas and Matt Kelly One common policy response to hurricanes is to strengthen building codes. Former FEMA chairman Craig Fugate blames inadequate state and local building codes, rather than inept federal government disaster relief efforts, for the woeful response to Hurricane Katrina. After Hurricane Andrew in 1992, building code enforcement was enhanced in … Continue reading Some Regulations Hinder Storm Recovery

Citizens Property Insurance Corporation Still Vulnerable to Underfunding

By Chad Thomas Florida’s Citizens Property Insurance Corporation (Citizens) is a state-run insurer of last resort for commercial and residential property owners unable to afford a policy in the private market. Citizens tends to insure wealthy homeowners along the coast, where property values and the risk of damage are highest. In 2002, the Florida Windstorm … Continue reading Citizens Property Insurance Corporation Still Vulnerable to Underfunding

Preparing Florida’s Government Policy for The Next Big Hurricane

by Chad Thomas Political and economic conditions in New Orleans before 2005 left the city unprepared for Hurricane Katrina. The government bureaucracies responsible for levee maintenance were mismanaged and corrupt officials diverted needed funds. Weak economic performance before Katrina also set up affected areas for slow recovery afterward. New Orleans’ experience shows how government can … Continue reading Preparing Florida’s Government Policy for The Next Big Hurricane

Anti-Price Gouging laws Hamper Storm Recovery

By Chad Thomas Prices can tell us a lot. They communicate information about the value of resources in an economy and coordinate action among a myriad of buyers and sellers, many of whom have never met. The price system often comes into question in the aftermath of a natural disaster like Hurricanes Hermine and Matthew, as … Continue reading Anti-Price Gouging laws Hamper Storm Recovery

EPA’s W.O.T.U.S. rule would affect much of Florida

By Tyler Worthington On June 29, 2015, the Environmental Protection Agency (EPA) and Army Corps of Engineers added a new rule that redefined “Waters of the United States” (W.O.T.U.S.) to the Federal Register and broadened what streams, rivers, ponds, wetlands, ditches, and waterways are subject to federal regulations under the Clean Water Act. This rule marks … Continue reading EPA’s W.O.T.U.S. rule would affect much of Florida

Price Regulations Complicate Net Metering and Solar Energy

By Logan Shewmaker As in four other states, all electricity for residential use in Florida must be purchased from franchised utility companies. However, solar energy advocates are trying to change this by allowing private purchase agreements between residents and solar companies in order to expand rooftop solar power production in the Sunshine State. Crucial to … Continue reading Price Regulations Complicate Net Metering and Solar Energy

Off The Grid: The Future of Solar Power

By Logan Shewmaker According to the Solar Energy Industries Association (SEIA), Florida ranks 3rd in the United States for rooftop solar energy potential. But Florida only ranks 13th in “cumulative solar capacity installed.” Some experts think that this lack of solar energy installation stems from poor policy. James Fenton, director of the Solar Energy Center … Continue reading Off The Grid: The Future of Solar Power

Solar Farm Proposed In Tallahassee

By Logan Shewmaker City of Tallahassee Utilities officials recently received proposals from solar contractors to build a solar farm, which could produce up to 10 megawatts of electricity (1% of Tallahassee’s energy needs). The project is expected to occupy 100 acres of land, and cost roughly $30 million. David Byrne, manager of electric system integrated … Continue reading Solar Farm Proposed In Tallahassee