Anti-Price Gouging Laws Hinder Hurricane Recovery Efforts

By Giovanna da Silva Last year, Hurricanes Harvey and Irma brought price gouging back into the national spotlight. During and after Hurricane Irma, the Florida Attorney General, Pam Bondi, received over 14,000 complaints of price gouging. While there are 10 active ongoing investigations of price gouging, only one case has been resolved since December. Price … Continue reading Anti-Price Gouging Laws Hinder Hurricane Recovery Efforts

Hurricane Response Efforts are Most Effective When Decentralized

By Chad Thomas According to the Federal Emergency Management Agency (FEMA), emergency responses to hurricanes aim to prevent further loss of life and  property damage. Effective emergency responses utilize local information and enable decentralized responses from within the disaster zone. Local information about necessary relief in affected areas aids response efforts. A decentralized response enables … Continue reading Hurricane Response Efforts are Most Effective When Decentralized

After this Hurricane Season, We Need to Rethink Flood Insurance

Giovanna Dasilva With the national spotlight on flooding caused by hurricanes Harvey and Irma, the National Flood Insurance Program (NFIP) has come under scrutiny. The federal program primarily focuses on offering flood insurance coverage and reducing the impact of flood damage.   The NFIP was established in 1968 to counteract a market failure on the … Continue reading After this Hurricane Season, We Need to Rethink Flood Insurance

Some Regulations Hinder Storm Recovery

By Chad Thomas and Matt Kelly One common policy response to hurricanes is to strengthen building codes. Former FEMA chairman Craig Fugate blames inadequate state and local building codes, rather than inept federal government disaster relief efforts, for the woeful response to Hurricane Katrina. After Hurricane Andrew in 1992, building code enforcement was enhanced in … Continue reading Some Regulations Hinder Storm Recovery

Citizens Property Insurance Corporation Still Vulnerable to Underfunding

By Chad Thomas Florida’s Citizens Property Insurance Corporation (Citizens) is a state-run insurer of last resort for commercial and residential property owners unable to afford a policy in the private market. Citizens tends to insure wealthy homeowners along the coast, where property values and the risk of damage are highest. In 2002, the Florida Windstorm … Continue reading Citizens Property Insurance Corporation Still Vulnerable to Underfunding