Tag Archives: moral hazard

Citizens Property Insurance Corporation Still Vulnerable to Underfunding

By Chad Thomas Florida’s Citizens Property Insurance Corporation (Citizens) is a state-run insurer of last resort for commercial and residential property owners unable to afford a policy in the private market. Citizens tends to insure wealthy homeowners along the coast, … Continue reading

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Depopulation of Citizens Property Insurance Should Continue

By Matt Kelly On February 17th, 2015, Florida state Senator Anitere Flores filed SB 1006, which would place restrictions on shifting insurance policies from state-backed Citizens Property Insurance Corporation to private sector insurers. Citizens’ policyholders would be notified before being … Continue reading

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Florida’s Franchise Laws are Holding Back Craft Beer

By Matt Kelly While legislators and beer enthusiasts across Florida attempt to lift a 50-year-old ban on growlers (64 oz. containers of beer), many are ignoring a key aspect of this controversial policy issue: franchise termination laws. Franchise law regulates … Continue reading

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Reevaluating Benefit Corporations

Original post date: October 13, 2014 Article by: Dan Davy A previous blog discussed the potential for Florida’s recently passed Benefit Corporation (B-Corp) legislation to encourage social enterprise. Some consider the B Corp movement a “seismic sea change in the … Continue reading

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